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New Credit Card Bill of Rights Has Some Side Effects

At 3pm Eastern today President Obama is expected to sign the credit card “bill of rights,” which is intended to protect cardholders from excessive fees and last-minute contract changes.
But what does this legislation mean for the average credit customer?
Most experts are saying that this new “bill of rights” will prompt banks to severely restrict available [...]


The Cost of Bad Credit

It’s surprising how many people have the following attitude towards credit: “what’s the big deal about having a great credit score? As long as I qualify for loans and mortgages, my score is good enough.”
They couldn’t be more wrong. Your credit score can affect everything from whether you qualify for a mortgage to whether an [...]


Tips Towards Financial Freedom

This series of posts within the Credit Chronicle will be focused on providing you with all the latest info on personal finance!
Financial planning is not an easy or pleasant task; the process can be an expensive and time consuming one. However, we all have goals that require some measure of financial planning. Whether your [...]


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